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prêtexpressby Predigo

Quick Loan in Quebec City

Facing an unexpected expense in the Capitale-Nationale? Predigo offers quick loans in Quebec City ranging from $300 to $1,000, with no credit check, all online—from Limoilou to Sainte-Foy, from Beauport to Lebourgneuf.

Designed for Quebec City winters

In Quebec City, expenses don’t always come at the right time: four winter tires before the first storm, a heating bill higher than expected, a car that won’t start at −25. The application takes about 2 minutes, and you’ll get a response within minutes thanks to instant bank verification (IBV). Plus, any application approved before 4 p.m. is deposited the same day via Interac e-Transfer—even on weekends.

Sample Payment Plans

The same terms apply throughout Quebec—here are the typical payments shown in our calculator:

Amount Weekly Every 2 weeks Monthly Term
$300 $38 $74 $148 3 months
$500 $62 $124 $248 3 months
$700 $68 $132 $262 4 months
$1,000 $94 $188 $374 4 months

This is an estimate and is not guaranteed. The exact terms are confirmed in your contract. Full details: rates, fees, and transparency.

Eligibility — Quebec residents

  • Reside in Quebec and be a Canadian citizen, 18 years of age or older;
  • Have a Canadian bank account that has been active for at least 3 months, with direct deposits from your employer;
  • Stable employment for the past 3 months and an income of at least $1,200 per month via direct deposit;
  • Few or no insufficient funds (NSF) payments.

All criteria: How it works · Turned down elsewhere? Read about our options for those with bad credit.

Frequently Asked Questions in Quebec City

Do I need to visit a branch to get my loan?

No. We don’t have any branches: the application, review, and deposit are all handled entirely online.

Does same-day deposit work on weekends too?

Yes. If approved before 4 p.m., your funds will be deposited the same day via Interac, including Saturdays and Sundays.

I work for the government or in the healthcare system: am I eligible?

Yes, as long as you’ve had a stable job for at least 3 months with direct deposit and an income of at least $1,200 per month.

Apply now

100% online application in ~2 minutes, quick response, same-day deposit if approved before 4 p.m. Get a loan or estimate your payments with the calculator. Questions? Check out the FAQ.

Also available: quick loans in Montreal and quick loans in Gatineau.

Ready to handle an unexpected expense?

Apply online in just a few minutes. Get a quick response and same-day processing.

Submit my application