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Quick Loan in Montreal

Need a quick loan in Montreal? Predigo lends amounts from $300 to $1,000, with no credit check, and same-day deposit via Interac e-Transfer. And we’re literally right here: our team works on Fleury Street East, in Ahuntsic.

An express loan, without having to cross town

No branches to wait in line at, no appointments: whether you’re in Hochelaga, Rosemont, Villeray, NDG, or Montreal North, the application is completed entirely online in about 2 minutes, with instant bank verification (IBV)—no paperwork required. In Montreal, between rising rent, a car repair, or an OPUS card that needs renewing, unexpected expenses don’t wait: your application, if approved before 4 p.m., is deposited the same day, including weekends.

Sample Payment Schedule

The same terms apply throughout Quebec—here are the typical payment amounts shown in our calculator:

Amount Weekly Every 2 weeks Monthly Term
$300 $38 $74 $148 3 months
$500 $62 $124 $248 3 months
$700 $68 $132 $262 4 months
$1,000 $94 $188 $374 4 months

This is an estimate and is not guaranteed. The exact terms are confirmed in your contract. Full details: rates, fees, and transparency.

Eligibility — Quebec residents

  • Reside in Quebec and be a Canadian citizen, 18 years of age or older;
  • Have a Canadian bank account that has been active for at least 3 months, with direct deposits from your employer;
  • Stable employment for the past 3 months and an income of at least $1,200 per month via direct deposit;
  • Few or no insufficient funds (NSF) payments.

All criteria: How it works · Turned down elsewhere? Read about our options for those with bad credit.

Frequently Asked Questions in Montreal

Can I receive the money the same day in Montreal?

Yes. An application approved before 4 p.m. is deposited the same day via Interac e-Transfer, including weekends.

Do you have an office I can visit?

Our address is 102.2-1395 Fleury Street East, but there’s no need to visit us—everything is done online.

What if I need more than $1,000?

For a larger personal loan, visit our sister site predigo.ca.

Apply now

100% online application in ~2 minutes, quick response, same-day deposit if approved before 4 p.m. Get a loan or estimate your payments with the calculator. Questions? Check out the FAQ.

Also available: quick loans in Quebec City and quick loans in Gatineau.

Ready to handle an unexpected expense?

Apply online in just a few minutes. Get a quick response and same-day processing.

Submit my application